Carrollton Achieves Highest Safety Classification
The City of Carrollton has earned a Class 1 Public Protection Classification (PPC) from the Insurance Services Office Inc. (ISO) for its improved fire protection capabilities. The rating is the highest possible and drives the City to the top 1 percent of all communities classified by the ISO.
A high rating from the ISO can ultimately mean lower personal and commercial property insurance rates for members of the ranked community. A PPC grade depends on needed fire flows; the community’s water supply system; emergency communications; as well as fire department suppression capabilities and community risk reduction programs. After a reevaluation in May 2016, Carrollton’s grade was raised from a Class 3 to a Class 1 based on significant improvements and implementations to Carrollton Fire Rescue, the North Texas Emergency Communications Center (NTECC), and Public Works-Water Utilities.
Texas Manager for ISO Phillip Bradley and Public Protection Classification Oversight Officer Jesse Williams from the State Fire Marshal’s Office presented plaques to Mayor Matthew Marchant in recognition of the achievement at the November 15 City Council meeting.
“This is the best part of my job, getting to come out and recognize class one communities,” Bradley said explaining the ISO gathers data and provides it to the insurance industry. “Insurance companies, based on our classification which is based on fire protection capabilities the community provides, can adjust for homeowners and commercial policy premiums. Better fire protection correlates to better insurance rates.”
The ISO has made classifications on more than 48,000 communities nationwide. Only 208 of those have been ranked Class 1, placing Carrollton in the top 1 percent. Forty Class 1 communities are located in Texas according to Bradley.
The Class 1 status becomes effective December 1, 2016. Homeowners and commercial insurance policy holders in Carrollton are encouraged to confirm with their respective insurance companies that any new policies or policy renewals are written on the new classification as rates and premiums could see a reduction. Most U.S. insurers, including the largest companies, use PPC information as part of their decision-making when determining who to insure, the amount of coverage allowed, as well as premium costs.
Williams extended congratulations to Carrollton as well for achieving the Class 1 status and officially approved the ranking on behalf of the Texas State Fire Marshal’s Office and the Texas Department of Insurance.
“You should be proud of the job your folks are doing in the community to make this happen,” Williams said. “I’m sure your citizens are very proud of the overall services that make the City of Carrollton a safer place to live and work. As a result of better fire protection, we see lower insurance rates; we can’t say that enough.”
ISO statistics reveal communities that have a higher rating have a bigger reduction in loss of life and property when fire does occur.
“I want to thank our staff. This is a big team effort and an accomplishment that makes Carrollton a great community that people can rely on,” said Mayor Matthew Marchant. “I’m very proud of our city tonight. This represents a lot of hard work by a lot of people.”
For more information on Carrollton fire, water, and emergency communications services, visit cityofcarrollton.com.